Is travel insurance really necessary? It’s a question many people ask. “I travel all the time and nothing ever happens.” “Why bother if my credit card already covers me?” It sounds reasonable. But is credit card insurance really enough? I’m not going to answer this as a travel advisor. I’m going to answer from personal experience. 💳 Credit Card Insurance: Helpful, But Not Always Enough Travel insurance included with credit cards can be useful. However, many people rely on it without fully understanding the conditions. And that’s where problems can start. In most cases: The trip must be paid with that specific credit card The insurance must be activated before the trip begins Coverage limits can be lower than expected Certain situations may be excluded The same applies when purchasing travel insurance separately: 👉 you need to understand what you’re actually covered for This is why good advice makes a difference. 🌍 Travel Insurance in Europe: What You Should Know Since Europe i...